Quick ways to save money on your office expenses

the best printing services onlineFor those of you that own a home business office, I probably don’t have to tell you how high expenses can be. High speed internet, a second phone line, computers, and printer ink can all add up to be quite a bit of money. So what are some ways you can go about minimizing your office expenses? I have two quick suggestions below.

First, if you do a lot of printing, consider buying remanufactured cartridges online to get a better price on your ink cartridges. If you don’t know what remanufactured cartridges are, it’s best to think of them as used cartridges that have been refilled by a store using an expensive machine. As long as you buy from a reputable source, the cartridges should work more or less like a brand new ink cartridges. However, you will be paying anything for 20 – 30% less for these types of cartridges.

Second, I recommend using online printing services whenever you need something professional such as brochures or business cards printed. It’s important to choose the printing company you work with wisely, since the quality of printing can vary quite a bit depending on which service you choose. One smart thing to do is obtain a sample kit from whatever printing company you are contemplating using. Some good online printing companies include Vistaprint, Overnight Prints, and Printplace. My personal favorite is Printplace because they offer low prices and very good customer service. What’s more, you can obtain coupons for Printplace on the internet by going to sites like Hotprintingdeals.com. I was able to save 15% on my order recently by using such discount offers online.

If you need to hire cheap designers, think about using Fiverr or Odesk. But keep in mind, with design, you generally get what you pay for. For this reason, I would only use sites like Fiverr if you need something very simple designed, but not for more complex projects such as logos.

For deals on printing, visit http://hotprintingdeals.com/.

 

A guide to mixing your own e-liquid

South beach smoke logoIf you are an e-cigarette user, you probably save quite a bit of money compared to what you paid when you smoked regular ‘analog’ cigarettes. You main costs when you use e-cigarettes are batteries, cartridges, and e-liquid. Given that a fairly normal e-cig user may go through 1 or 2ml of liquid or more per day, it may be a good idea to consider mixing your own liquid.

When I first looked into making my own e-liquid, I was a bit hesitant, since it seemed a bit complex to me. However, once you have the right tools, it is really not that difficult. You basically just need two things:

1. Nicotine e-liquid: You can buy this from many different sources. I recommend getting Nicotine that is already premixed with PG or VG in the ratio you want to simplify matters. You shouldn’t have any problem finding Nicotine liquid in various strengths. Sometimes, you will only find e-liquid with a high amount of nicotine such as 36mg. In these cases, you will need to buy PG or VG so you can dilute the strength of the nicotine.

2. Flavoring: There are many different flavors you can use. Some are organic, while others have artificial flavors. My favorite store for buying e-cig flavoring is Ecigexpress  because they offer a great selection.

3. Sweetener: The best choices for sweetener are stevia or ethyl maltol.

After you have all your ingredients, you will need to figure out how much of each ingredient to mix. The best way to do this is by using an online calculator such as the one available from this link: http://e-liquid-recipes.com/create

Once you mix your e-liquid, it is a good idea to let the liquid sit for a few days. This is called steeping, and it improves the flavor of the e-cigarette. Most likely, you will need to do some experimentation to find the flavor and amount of sweetening that appeals to your palate. The great thing about mixing your own liquid is that it allows you a great deal of flexibility in terms of how you tweak the flavors in your e-liquid.

For new e-cigarette users, I do not recommend mixing your own liquid. Instead, you should simply get a starter pack from a well known e-cig vendor such as South Beach Smoke. A good site to learn more about this great brand is http://e-cigsavings.com/southbeachsmokecoupons/

What criteria should you use when buying a car

Goodyear CouponEach year, millions of people buy cars. Next to houses, they are the biggest investments we make. It goes without saying that cars are among the biggest purchases we make. It is therefore important that you look at the right criteria when selecting the car that’s right for you. Here are the criteria I use when I am shopping for a car, whether it be new or old.

1. Price – The fact is, for most of us, price will be a huge factor. Fortunately, in this day and age, the Internet makes it very easy for use to research and find out how much we should be paying for a car. Some great sites to find out the MSRP for cars are Yahoo Autos, and Cars.com. If you are shopping for a used car, you will want to go to the Kelly Blue Book site to find the fair value of a used vehicle you are considering purchasing.

2.  Reliability РIt is a simple fact that the vast majority of us buy cars for its pragmatic value. We use them for our commute probably more than anything else, and reliability therefore become very crucial. Online, you can go to sites like MSN autos to get a general idea of how reliable certain cars are. Reliability is also very important when buying used cars. Many cars, even if they have a good overall reputation, may have certain years when the vehicles were not very reliable. Needless to say, you should avoid buying cars from problem years.

3. Gas efficiency – Not only is it good for the environment to buy fuel efficient cars, it can be friendly for your pocketbook as well.

4. Everything else – Things like horsepower, color, style, are highly subjective. You’ll be using your car most likely everyday, so make sure you buy a car that you like in terms of appearance. Try to make sure your car comes with good quality tires from name brands like goodyear.

When taking care of your care, make sure you follow all maintenance guidelines. Particularly, you should pay attention to the condition of your tires. When they get old, I recommend buying your tires online to get the best bargains possible. For more information on how to do this, check out http://hottirediscounts.com/coupons/goodyear.php

Using quickbooks for payroll

Quickbooks free trialAs a small business owner, one of the big expenses for me is accounting and finance. I use Quickbooks so I can perform all basic accounting tasks on my own. For a relatively simple program, Quickbooks is very powerful, and allows you to address just about all the accounting related activities you may need to keep track of when you run a business. This includes things like making entries, balancing the books, reconciliation, invoicing, inventory management, and payroll. In this post, I will talk a little about how the payroll system works.

For a long time, I used a service called Paychex to process my payroll needs. Although this was an excellent service, I did find them to be a bit pricey. Even when I only had one employee, the service cost me 50 dollars a month. I began to explore Quickbook’s payroll capabilities to see if I can find a way to process payroll more cheaply.

The Quickbooks system does require more of your time, but it is also less expensive. You need to decide how much to pay each employee, and the software will make the calculations for your taxes. You can then print out the appropriate tax forms and send your payment. You can also buy checks that you can use to print out paychecks directly from Quickbooks. However, in this day and age, using a direct deposit system is probably the easier way to go.

To use Quickbooks, you have the option to buy the software itself, or you can also take advantage of Quickbooks online, which is the cloud based system that requires a monthly fee. Although I was initially not a fan of the online version, I am slowly warming up to it. Quickbooks online does offer many benefits, such as the ability to log in from anywhere in the world to work on your accounting. You can get a Quickbooks free trial which lasts for a month, by going to http://freetrialspot.com/quickbooks.php

Top Tips To Help You Shop Online


From cars to jewelry, you can literally buy anything online. However, to truly make the most of an online shopping adventure, you need to do your research to find out how to take advantage of it. The article below has lots of great shopping advice.

When looking over a new online retailer, read over their terms and conditions and privacy policy. This will explain the information collected by them, the ways they protect it, and what you’re agreeing to when you buy something from them. If any of these policies seem suspect to you, leave the site and shop somewhere else. If you do not agree with their policies, do not buy from them.

You need to read up on all information concerning a product you are purchasing. You can be fooled by online photos of products. It can make a product look bigger or smaller than it is. Always check the specifics, dimensions and materials the product is made from to get a better idea of what you are really getting.

If you purchase from Amazon frequently, think about Amazon Prime. The cost of this membership is $79 per year, but you do get value for money. Free two-day shipping, discounts on next day shipping and even special deals on items. Also, you get access to a free library of streaming videos. That’s money in your pocket as well.

Look to your URL bar in your browser before you try to put any kind of payment information into a site online. If the “https” is there that means the website is protected and it is safe to submit information. If you do not see this, you may be making yourself open to identity theft or fraud because your personal data is not secure.

Hopefully, the great possibilities of online shopping are a little more clear to you now. Using the tips above, you can enjoy shopping online more than shopping in a physical store. Put these tips to use, and enjoy the many perks of online shopping.